Personal tax planning

Our personal tax planning service has one overarching goal: to help you keep as much of your hard-earned wealth in your own pocket as reasonably possible, and out of HMRC’s grasp.

Our team of expert tax accountants will suggest how you can make sure you’re not paying unnecessary tax and claim any allowances to which you might be entitled.

They’ll get to know your financial situation inside out, and what you want to achieve with your personal wealth, and advise on minimising liabilities.

Of course income tax will be the primary focus but there’s also capital gains tax (CGT), inheritance tax and other specific taxes to take into account.

If you own or operate a business, we’ll take that into account. We’ll suggest ways to structure your business – limited company, partnership or sole trader – that won’t leave you paying more tax than need be. We’ll also advise on whether to pay yourself through salary, dividends, or a blend of both.

Then there’s the thorny question of allowable expenses – is it really a business expense, or personal? We won’t just tell you what you want to hear, because nobody wants an HMRC investigation. But we won’t miss an opportunity to reduce your tax bill, either, you can be sure of that.

If you live or work abroad, our tax partners can also guide you through the complexities of paying UK tax from overseas.

These days, we also recommend working with us to develop a comprehensive personal finance plan that covers education costs, mortgage planning, savings and investments, insurance, healthcare, retirement costs and so on. A decision you make in one area will inevitably knock-on another, with tax implications, so a plan that covers everything makes sense.

Get in touch to start the tax planning process now.

Personal services